Alyned Thinking

Why new thinking is needed and how we are putting our expertise to work.
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    Library Updates

    Library Update: PSD2

    The Alyne library has just been updated with new content to help banks and FinTechs meet the requirements of on the Security Measures for Operational and Security Risks of Payment Services as stated in Article 95 (3) of Directive (EU) 2015/2366 on payment services in the European Union (PSD2).
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    Thought Leadership

    8 neue Anforderungen für CIO und CISO aus der MaRisk-Novelle 2016

    Vor wenigen Wochen, im Februar 2016, wurde ein Entwurf für die Novelle der Mindestanforderungen an das Risikomanagement (MaRisk) durch die Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) ausgegeben. Sollte der aktuelle Entwurf zur Konsultation so verabschiedet werden, würde dies sicherlich eines der größten regulatorischen Änderungen im deutschen Bankenwesen der letzten Jahre darstellen. Wie bei jeder neuen regulatorischen Anforderung, müssen verantwortliche Personen in den jeweiligen Fachabteilungen analysieren, welche Bedeutung die neuen Anforderungen für ihre Verantwortungsbereiche haben und welche Maßnahmen zur Umsetzung notwendig sind. Bei Alyne haben wir diesen Schritt schon einmal vorab für die Verantwortlichen von IT (CIO) und IT-Sicherheit (CISO) in Banken durchgeführt und haben 8 wesentliche Änderungen für diese Bereiche identifiziert.
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    Thought Leadership

    Supporting the development and adoption of RegTech

    This text was submitted as an answer to the UK Financial Conduct Authority’s Call for Input on Regtech. We’re publishing it also here on our blog to foster wider discussion. Based on our extensive experience in this field, we have been discussing several RegTech-related ideas here at Alyne (further thinking on this in our blog). In the tradition of other “-Techs” (such as “FinTech”), we understand RegTech as digitisation of regulatory compliance processes. Digitisation is of course a buzzword itself, but it helps to frame it more in the context of automation. In other industries and topic areas, it is envisioned to completely substitute manual processes at some point or at least augment human capabilities and capacity to rapidly scale and leverage the output of manual processes.
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    Thought Leadership

    5 Promises a RegTech Company needs to keep to be relevant in 2016

    2016 has arrived and if we are to believe the talking heads on blogs, Twitter and LinkedIn, it is the year FinTech companies will continue to dismantle and replace banks and the RegTech force awakens. My prediction is that RegTech developments will certainly be closely watched by like-minded entrepreneurs, B2B focussed investors and regulated companies. The open question remains, who will actually emerge as relevant in the RegTech space in 2016 and why. I believe there are five promises a relevant RegTech company will have to keep in order to justify the current attention in this area.
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    Thought Leadership

    RegTech will disrupt Regulatory Compliance in unexpected ways

    There is a new buzzword rocking the financial services industry: RegTech. According to the easy algorithm of combining a short form of an industry to be disrupted with the suffix “-Tech”, RegTech stands for “Regulation Technology”. To explain it, we have to make a little excursion to last week’s hot topic in the form of FinTech (Financial Technology).